UPI Merchant Charges (MDR) 2026: New UPI Charges Above ₹2,000 Explained Unified Payments Interface (UPI) has been one of India’s most widely used digital payment systems. For years, consumers have generally been able to make UPI payments without paying a transaction fee, while merchants have also benefited from the zero-MDR structure for UPI payments. That […]
Can a person earning ₹40,000 per month buy a ₹50 lakh home? The answer depends on your savings, down payment, existing EMIs, credit profile and the amount of home loan you can comfortably repay. For someone earning ₹40,000 per month, directly taking a large loan for a ₹50 lakh property may put considerable pressure on […]
Life insurance is an important part of financial planning, and the LIC Jeevan Umang Policy is one of the popular participating whole-life insurance plans offered by the Life Insurance Corporation of India (LIC). It combines life insurance protection, annual survival benefits, and a maturity benefit, making it suitable for people looking for long-term financial security. […]
When you start thinking about investing your money, two options often come up: Fixed Deposits (FDs) and Mutual Funds. Both are popular investment choices in India, but they work very differently. Fixed Deposits are generally known for stability and predictable returns, while Mutual Funds offer the potential for higher long-term growth but come with market […]
Cashback credit cards have become increasingly popular in India because they can help cardholders save money on everyday purchases. Instead of collecting complicated reward points, cashback cards generally provide a straightforward benefit: you spend money using the card and receive a portion of your eligible spending back as cashback or statement credit. With numerous credit […]